SMALL BUSINESS FINANCE · BOOKKEEPING TIPS · PORTLAND, OR

The Blue Water Blog

Practical financial tips and bookkeeping advice to help small business owners stay organized, prepared, and in control of their money.

Common Budgeting Mistakes Business Owners Make
Brian Miller Brian Miller

Common Budgeting Mistakes Business Owners Make

Business budgeting is just as important as personal budgeting because your business is what funds your personal life. If your business finances are not managed well, it becomes very difficult to pay yourself consistently, save, or plan ahead personally.

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What Percentage of Revenue Should You Allocate to Expenses, Taxes, and Profit?
Brian Miller Brian Miller

What Percentage of Revenue Should You Allocate to Expenses, Taxes, and Profit?

One of the biggest challenges I see with business owners is not knowing where their money should go each month. I have worked with many clients who were bringing in good revenue but still felt stressed because they were unsure how much to spend, how much to save for taxes, and whether they were actually making a profit. Once I helped them break their numbers down into simple percentages, everything started to feel clearer and more manageable.

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8 Ways to Tell if Your Business Is Doing Well Financially
Small Business Tips Brian Miller Small Business Tips Brian Miller

8 Ways to Tell if Your Business Is Doing Well Financially

One thing we hear often from business owners is, “I feel busy, but I am not sure if my business is actually doing well financially.” We have worked with many clients who were bringing in sales but still felt unsure about their financial position. Once we walked through a few key numbers together and put simple systems in place, they finally had clarity on where they stood and what needed to improve.

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