SMALL BUSINESS FINANCE · BOOKKEEPING TIPS · PORTLAND, OR
The Blue Water Blog
Practical financial tips and bookkeeping advice to help small business owners stay organized, prepared, and in control of their money.
Cash Flow is Becoming a Bigger Focus than ever in 2026
With rising costs, economic uncertainty, and changing customer spending habits, cash flow is becoming a bigger focus than ever in 2026.
Preparing Your Business Finances Before Vacation
Taking a vacation as a business owner can be difficult when you're worried about what might happen while you're away. I've helped many clients prepare their finances before time off so they can enjoy their vacation without stressing about bookkeeping, cash flow, unpaid invoices, or missed bills.
What Business Owners Often Get Wrong About Accounting Basics
Many business owners are experts in their industry, but accounting is often something they learn along the way. I've helped many clients gain clarity around their numbers simply by understanding a few key accounting basics.
Costly Payroll Mistakes Small Business Owners Often Make
Payroll mistakes can become expensive quickly for small businesses. Between payroll taxes, deadlines, employee classifications, overtime rules, and compliance requirements, even small payroll errors can create penalties, cash flow issues, and unnecessary stress.
The Risks of Automated Bookkeeping Business Owners Should Know
AI and automated bookkeeping tools are becoming more common in business finance, and there is no question they can save time.
What Business Owners Need to Do Before Tax Season Starts
Tax season has a way of sneaking up on business owners, and the best way to reduce stress is to prepare ahead of time. Getting organized early makes tax season much easier once things get busy.
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